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One popular way people deal with medical debt is through consolidation.A medical debt consolidation program for medical bills helps to convert medical bill debts into monthly manageable payment. Debt consolidation programs also reduce the amount of monthly payment on medical bills. If you are struggling, medical debt consolidation is one way to attack it but it does have its downsides.Consolidation comes through either a financial institution loan or through the use of a debt management company. It is important to see if you can cut your savings rate or reduce your spending to avoid these routes.  Read more... (237 words, estimated 57 secs reading time)